$18 billion?? Obama said it right ~ SHAMEFUL!!

So I read this this morning: 

$18 billion. That’s what Wall Street bankers pulled down in bonuses over the past two months, according to a report from the New York State comptroller — even as many of these institutions received billions in taxpayer dollars. “That is the height of irresponsibility. It is shameful,” President Obama said today, following a meeting with Vice President Joe Biden, Treasury Secretary Tim Geithner, and the rest of the economic team.

And shameful is right, but FU’d is closer.  In a time when people are just flat broke, wall street gets bonuses.  What is that all about.   And yes I did work for a corporation and yes I did receive bonuses.  But I never got huge amounts!  I got at most $10,000 and I think that was only for 1 year.  Usually the bonuses were set up in some FU’d system to ensure you never got the full amount.  Of course the top execs got their full amount, but that is how that game is played  now isn’t it.  Bet those people don’t have creditors calling them all damn day. 

The phone rings so much at my house that I think it’s ringing even when it is not.  Now I get why I am being harrassed daily, the executives at those companies need money to pay their high dollar bonuses!!  But don’t get me wrong, I owe the money, and god willing I will find a job so I can pay them back and close those accounts so I never have to go through this again! 

Speaking of money (the root of all evil ~ whoever said that was a genius!) I was checking out if there was a way to get some assistance with prescription drug costs since yesterday spent $500 on the kids ADHD meds, and there isn’t unless you have no insurance.  Well I do have insurance, but just shitty insurance!  To keep the costs down, I go with a higher deductible and of course due to the pre existing condition of the ADHD the kids all have deductibles to meet that are specific to drug coverage.  The next few months are really going to suck!!

All I can do is sell my possessions and continue to look for a job.  I look every day with a self quota of placing 3 applications in per day.  Nothing yet, but I continue to hope that employment is looming in my future.  Not only will I not be bored out of my mind anymore, but I will also get some much needed income to stop the harassment.  I just don’t understand why credit card companies can’t be like the medical centers who accept smaller amounts per month until it’s paid off.  I tried to tell one company that I could send in a monthly payment, but just not what they wanted per month.  They told me that it wasn’t enough and I had to accept a settlement by law.  So if you miss your payments by so many months, the government dictates that the companies settle the account.  I don’t get it, and who knows if it is true?  They will all try anything to get whatever out of you that they can.  But I wish they could look at the whole picture.  I have had stellar credit for years and years only to be laid off and struggling with ruined credit now.  Why can’t someone with some intelligence look at that and say, hmmm… she has always paid on time, maybe we will give her a couple of months to get it together and then start billing her again.  What would be wrong with that???

Oh well, I am off to look for a job again.  Listening to creditor’s messages.  Waiting for the kids to get home.  BORING!!!!!

Have a fab weekend!

ADHD drugs can cause hallucinations in some kids? WTF????

So I go to the pharmacy today and get my kids ADHD drugs.  The new year started and I’ve yet to reach the deductible so I pay $500 for a 1 month supply.  Yep, $500!  And then I get a letter from the insurance company and they are increasing our payments from $417.00 to $499.79 per month.  So that really sucks especially when you don’t have any extra money lying around.  That is a difficult hit at the beginning of the year and we won’t hit the drug deductible until March.  This is a rough quarter for us. 

Then I come home and read about ADHD drugs causing hallucinations in some kids.  So, not only do I pay $500 for the drugs, but  the side effects can cause hallucinations.  I could use some hallucinations right now, but I won’t be getting my drugs until March!  (unless I become gainfully employed before then!) 

So, let’s talk about insurance companies…  They suck… OK, now let’s talk about Pharmaceutical companies… They suck…  OK now that I have got that all out, how about all these people killing themselves because they don’t have jobs even though they have excellent qualifications and the credit card companies keep harassing them…  So I have to say honestly that I get it.  And NO I am not going to choose to do that, but I do understand how you can be so down and out that you can’t see any other way out.  I understand that frustration.  Of having your kids look to you for answers when you just don’t have any.  Kids asking why they don’t have what other kids have…and having to say, well, we are poor. 

I feel for these people making these irreversible choices.  I understand why they did, but seriously, what changes???  The world goes on…  We all read the stories, feel sorry for those involved, and continue on with our lives.  There is no gain from it ~ only peace for the people who decide that they have no alternative.  And peace is quite enticing when you are looking for work and can’t find any knowing that every time the phone rings it is someone else wanting money from you while you don’t have any to give. 

This world needs some compassion for those less fortunate.   This country needs to stop bailing out all those big companies with uber rich executives and start bailing out the people who truly need it.  Why can’t the government take their 700 gazillion bucks and pay each tax payer $100,000.  I am sure someone much smarter than I would find a million reasons why that can’t happen, but just think about it for a minute.  Wouldn’t it equal close to the same amounts spent having to bail out these companies???  Wouldn’t people getting money spur the economy??  They could pay their bills and then some of these companies wouldn’t be in so much trouble.  People wouldn’t be loosing their houses, cars, or whatever else that they are loosing right now.    So why can’t the government do something that dramatic??  I truly believe it is called for these days.  Don’t send me $300, it doesn’t even cover a month of health insurance for my family.  Send me a real amount that can make a difference.  I need it now, and I have paid quite a bit in taxes over the years, damn it, I want my money back!!!!!

OK, off to make dinner now.  But think about it, why not as tax payers don’t we all demand more from the government and stop all this bail out crap of companies. 

Iz